At the moment, layers are a style choice and not a necessity (keep on holding on to summer). However, leaving the house in the morning without some kind of kimono coat/biker jacket/furry somethin'-somethin' is a brave move we're just not willing to make. Here are the best chill-busting coats, jackets, cover-ups, cardis, stoles and more. Shrug 'em on, shrug 'em off — either way, they're a fashion statement in themselves. These are your nower-than-now options...